Courts. (Credit: Flickr/Creative Commons)
A Franconia Township man moved multiple felony charges to Montgomery County court at a preliminary hearing last week, accused of attempting to collect insurance money by reinstating a lapsed policy following a crash and falsely claiming the accident happened later.
Lamar Fisher, 35, of the 900 block of Camp Road, was charged in August by special agents with the Pennsylvania Office of the Attorney General’s Insurance Fraud Section. He faces counts of felony insurance fraud, felony attempted theft by deception, felony criminal use of a communication device and misdemeanor insurance fraud, according to charging documents.
Authorities said Fisher’s 2019 Infiniti QX80 was damaged in a single-vehicle crash on Jan. 6, 2024, during snowy road conditions in Telford Borough. Fisher allegedly called 911 at 1:48 p.m. to report the accident. Investigators said his Progressive Insurance policy had lapsed weeks earlier due to nonpayment.
Court records show Fisher reinstated the policy online at 1:42 p.m. that same day, minutes after the accident occurred, and signed a “Statement of No Loss” affirming the vehicle had not been damaged. At 2:08 p.m., he submitted an insurance claim and later provided photographs of the damaged vehicle.
Investigators said metadata embedded in the photos revealed they were taken at 1:38 and 1:39 p.m., before the policy was reinstated. Progressive denied the claim on Jan. 18, 2024, citing misrepresentations and lack of coverage at the time of the crash.
During interviews with investigators, Fisher allegedly admitted he reinstated his policy after the accident and confirmed the timing of the photographs.
Fisher is free on $5,000 unsecured bail. He will be arraigned Dec. 3. Fisher is represented by Lower Salford attorney Vincent Petersen.
All suspects and defendants are innocent until proven guilty. This story was compiled using public court records.
